Visit Vityazevo-resort pearl of Anapa!
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Bhutan – the land of the thunder dragon in the Himalayas
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Recently, capoeira has become very popular among young people in many countries of the world, and we decided to dedicate one of our articles to it. Capoeira is a traditional…

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Insurance: five questions for your tour operator

Once you have accepted the offer of a travel Agency and positively decided for yourself the question of a foreign trip, do not rush to sign the contract.

Insurance: five questions for your tour operator
Remove a little attention to security issues, your own and your loved ones. Many security issues are removed by voluntary insurance, but before you insure your health, property or life, it is not superfluous to ask a few questions to your future tour operator.

What insurance company does the travel Agency offer you?

After learning the name, you can also read reviews about its activities-on the Internet, from friends and acquaintances. A bad reputation of an insurance company is a harbinger of your possible future troubles, and may be a threat.

What risks does the insurance offer imply?

Simple statements like “baggage insurance” do not clarify much. The list of risks for each type of insurance may include two or three points, and eight or ten. We are talking about those possible cases that give you the right to claim insurance compensation.

The more extensive and detailed the description of insurance risks, the more reliable your insurance is. For example, the delay of baggage on suspicion of transporting contraband, which turned out to be erroneous, may be the basis for payment of compensation – you had to wait, miss flights, waste time, get nervous, etc.But you can claim compensation if this kind of risk is provided by insurance.

How much does it cost to get insurance?

It is better to ask this question in the form of a request to the employee of the travel Agency to tell in detail what is included in the cost of insurance and what factors affect its price. For example, the extent to which the choice of country to travel affects the price of insurance.

For example, how much the cost of such insurance varies depending on the selected country of travel. Important point: make sure that the cost of your voluntary insurance does not include insurance cases that are already provided for by mandatory insurance.

What should I do when an insured event occurs?

The employee of the travel Agency must explain in detail and consistently the algorithm of your actions in the event of an insured event. Where to call, who to contact to fix the fact-no General recommendations, only specific addresses and phone numbers!

When can I get insurance compensation?

As a rule, insurance payments are made after returning from a trip. The exception is health insurance payments – you can get them on the spot, so as not to spend your own money on treatment. The tour operator must inform you about the time and place of receipt of the insurance compensation.

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